Savings Accounts

Personal Savings Accounts

Effective March 18, 2002
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(Click Here for Current Interest Rates)

Youth Account (for customers under the age of 18)
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Variable interest
$20 Minimum to open account
$20 Minimum balance to earn interest
$3 Quarterly maintenance fee if quarterly average balance is below $20
Quarterly statements

Smart Savings Account
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Variable interest
$50 Minimum to open account
$100 Minimum balance to earn interest
$1 Monthly maintenance fee if monthly average balance is below $100
Monthly statements
ATM privileges

Budget Savings Account

Variable Interest
$20 Minimum to open account
$20 Minimum balance to earn interest
$2 Monthly maintenance fee
Two Money Orders issued monthly with no fee
Only Available for Direct Deposit of Social Security or SSI checks
ATM privileges

Christmas Club

Variable Interest
50 weekly payments of $2 or more
Check for total balance mailed in November
$2 minimum to open account

Vacation Club

Variable Interest
50 weekly payments of $2 or more
Check for total balance mailed in May
$2 minimum to open account