Savings Accounts

Personal Savings Accounts

Effective February 16, 2010
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Youth Account (for customers under the age of 18)
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Variable interest
$20 Minimum to open account
$20 Minimum balance to earn interest
$3 Quarterly maintenance fee if quarterly average balance is below $20
Quarterly statements

Smart Savings Account
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Variable interest
$50 Minimum to open account
$100 Minimum balance to earn interest
$1 Monthly maintenance fee if monthly average balance is below $100
Quarterly statements
ATM privileges

Budget Savings Account

Variable interest
$20 Minimum to open account
$20 Minimum balance to earn interest
$2 Monthly maintenance fee
Two Money Orders issued monthly with no fee
Only available for Direct Deposit of Social Security or SSI checks
Quarterly statements
ATM privileges

Christmas Club

Variable interest - paid on November 1st
Make deposits at your convenience
Automatic transfers may be set up from a SSBBank Checking or Savings Account
Check for total balance mailed on November 1st - annual statement mailed with check.
$2 minimum to open account

The New Vacation Club (Effective May 17, 2010)

Variable interest - paid quarterly
2 withdrawals per 12 month period
Quarterly statements
Make deposits at your convenience
Automatic withdrawls may be set up from a SSBBank Checking or Savings Account
$2 minimum to open account