Look! 100yr Info

 

specialPersonal Savings Accountsspecial
Product Comparison
As of March 14, 2011
 

 

Budget Savings

Smart Savings

Youth Savings
Minimum balance required to avoid a monthly or quarterly maintenance fee.

N/A

$100 average for the monthly cycle.

$20 average for the quarterly statement cycle.
Maintenance Fee

$2.00 per month

$1.00 per month

$3.00 per quarter
Other Fees

$5 fee for items returned
or recleared.
$15.00 fee if account is closed within 90 days of opening.
Savings overdraft fee $32.00
per occurrence.
Continuous overdraft fee $10 every 5th day.

$5 fee for items returned
or recleared.
$15.00 fee if account is closed within 90 days of opening.
Savings overdraft fee $32.00
per occurrence.
Continuous overdraft fee $10 every 5th day.

$5 fee for items returned
or recleared.
$15.00 fee if account is closed within 90 days of opening.
Savings overdraft fee $32.00
per occurrence.
Continuous overdraft fee $10 every 5th day.
Interest Paid on Account

Variable rate, bank determined. No interest paid on days balance is less than $20.

Variable rate, bank determined. No interest paid on days balance is less than $100.

Variable rate, bank determined. No interest paid on days balance is less than $20.
Minimum to Open Account

$20

$50

$20
Other Account Features

Customer receives quarterly statement listing all activity.
Only Available for Direct Deposit of Social Security
or SSI checks.
Two Money Orders issued monthly with no fee.
ATM card and ATM transactions at SSBBank ATM's are FREE. $1.00 fee for making withdrawal, transfer or balance inquiry at another Institution's ATM.
(No fee for making a deposit in another Institution's ATM.)

Customer receives quarterly statement listing all activity.

ATM card, and ATM transactions at SSBBank ATMs, are FREE. $1 fee for making a withdrawal, transfer, or balance inquiry at another institution's ATM.
(No fee for making a deposit in another institution's ATM.)

Customer receives a quarterly statement listing all activity.

Account for minors
(up to 18 years of age).

Applicable to all Personal Savings Accounts - Night deposit services available FREE (deposits may be made in an envelope).

 
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