Look! 100yr Info

 

specialPersonal Checking Accountsspecial
Product Comparison
As of March 14, 2011

SIMPLY
FREE
Checking

Sensible Checking

Senior Checking

Special Checking

NOW Account

Super NOW Account

Platinum Account
Minimum Balance To Avoid Monthly Maintenance & Activity Fees

$0.

$300
each day of the statement cycle

$0.

N/A

$525
each day of the statement cycle

$2,500 average for the statement cycle

$2,500 average for the statement cycle
Monthly Maintenance Fee

$0.

$4.00

$0.

(a) $5.00 or (b) $7.00

$5.25

$5.25

$10.00
Activity Fees

$0.

$.25 per check posted

$0.

$0.

Up to 25 checks -- no charge.

Over 25 checks -- $.25 each, regardless of balance.

Up to 25 checks -- no charge.

Over 25 checks -- $.25 each, regardless of balance.

$0.
Free images of paid checks and deposit slips

No.

Yes.

Yes.

Yes.

Yes.

Yes.

Yes.
Other Fees

$32 NSF/OD fee per item.
$5 fee for items returned or recleared.
Continuous
OD fee
$10 every 5th day.

$32 NSF/OD fee per item.
$5 fee for items returned or recleared.
Continuous
OD fee
$10 every 5th day.

$32 NSF/OD fee per item.
$5 fee for items returned or recleared.
Continuous
OD fee
$10 every 5th day.

$32 NSF/OD fee per item.
$5 fee for itemsreturned or recleared.
Continuous
OD fee
$10 every 5th day.

$32 NSF/OD fee per item.
$5 fee for items returned or recleared.
Continuous
OD fee
$10 every 5th day.

$32 NSF/OD fee per item.
$5 fee for items returned or recleared.
Continuous
OD fee
$10 every 5th day.

$32 NSF/OD fee per item.
$5 fee for items returned or recleared.
Continuous
OD fee
$10 every 5th day.

SIMPLY
FREE
Checking

Sensible Checking

Senior Checking

Special Checking

NOW Account

Super NOW Account

Platinum Account
Interest Paid on Account

N/A

N/A

N/A

N/A

Variable rate, bank- determined.

No interest on days balance falls below $525.

Variable rate, bank- determined.

Usually more than NOW rate. NOW rate paid on days balance < $2,500. No interest on days balance < $525.

Variable rate, bank- determined.

Usually more than NOW rate. NOW rate paid on days balance
< $2,500. No interest on days balance
< $525.
Minimum Balance to Open Account

$50

$50

$50

$50

$50

$50

$50
Other Account Features

N/A

N/A

Available to customers who are 55 years of age or more.

(a) Package account with: FREE notary service, travelers' cks., cashiers cks., money orders, and utility bill autopayments OR (b) Same as (a) plus free check printing.

Available to personal customers, farmers, sole- proprietor- ships, & gov't. entities. Not available to partnerships or corporations.

Available to personal customers, farmers, sole- proprietor- ships, & gov't. entities. Not available to partnerships or corporations.

Up to 6 checks, preauthorized automatic withdrawals or phone transfers per statement cycle. No ownership restrictions.

SIMPLY
FREE
Checking

Sensible Checking

Senior Checking

Special Checking

NOW Account

Super NOW Account

Platinum Account

Applicable to all Personal Checking Accounts:

  • Monthly statements, e-statements available
  • SSBBank ATM/debit cards and ATM transactions at SSBBank ATMs are FREE. $1.00 fee for making a withdrawal, transfer, or balance inquiry at another institution's ATM. (No fee for making a deposit in another institution's ATM. Also, no fee for POS transactions using ATM/debit card.)
  • Night deposit service available FREE. (Deposits may be made in an envelope).

 
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