You can use the equity you've built up in your house to do the things you really want such as; home improvement and repairs, major purchases, dream vacations, new car, college tuition, pay off bills, and emergencies.

SSBBank's Home Equity Credit, allows you to draw on your loan with a checkbook and is secured by your mortgage. With all the advantages of a credit card but the simplicity of a checking account, Home Equity Credit is a powerful new financing option developed especially for you!

The revolving credit line allows you to borrow and pay back whenever you need to, giving you ease and efficiency in managing your account. With a flexible payment of 2% of your current account balance (for example, a $10,000 balance - $200 per month), no processing or annual fees, and low closing costs,* your credit goes to work for you whenever and wherever you need it most. Very competitive interest rate, tied to the Wall Street prime, and your interest may be tax deductible!**

With your Home Equity Credit line checkbook, you may write checks for purchases even where credit cards aren't accepted. You'll have a valuable record of your account right at your fingertips, and receive monthly statements which itemize your account activity and include a handy tear-off payment slip.

Our tradition of hometown service applies to your Home Equity Credit line. All of the credit approval decisions and monthly service and handling will be done right here at your hometown bank...by the people you know and trust at SSBBank. So drop on by and let us set up your Home Equity Credit line today. It's our way of thanking you... for being our best customers.

*See a loan officer for an exact estimate of the closing costs. (These fees generally total $150-$450.) You must carry insurance on the property that secures this loan.
**Consult your tax advisor to verify. The interest rate is variable and may change from time-to-time. The maximum APR that can apply to this loan is 18%.